Terms of Service

1. Acceptance of Terms

By accessing or using Compared Health's services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.

2. Description of Service

Compared Health provides a healthcare price comparison platform that helps self-insured businesses access and analyze hospital price transparency data. Our Services include:

• Price comparison tools for healthcare procedures
• Analytics dashboards and reporting
• TPA negotiation support resources
• Access to hospital price transparency data

3. User Accounts

Account Creation

To access certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to update it as needed.

Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized access or security breach.

4. Acceptable Use

You agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Services
• Use the Services for any fraudulent or malicious purpose
• Scrape, copy, or redistribute data without authorization
• Reverse engineer or decompile any part of the Services

5. Intellectual Property

Ownership

The Services, including all content, features, and functionality, are owned by Compared Health and are protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Services for your internal business purposes, subject to these Terms.

6. Data and Privacy

Your use of the Services is subject to our Privacy Policy. By using the Services, you consent to our collection and use of information as described in the Privacy Policy.

Data Accuracy

We source data from hospital price transparency files. While we strive for accuracy, we do not guarantee that all data is error-free or current. You are responsible for verifying information before making business decisions.

7. Payment Terms

If you subscribe to a paid plan:

• Fees are billed in advance on a monthly or annual basis
• All fees are non-refundable unless otherwise specified
• We reserve the right to change pricing with 30 days notice
• Failure to pay may result in suspension or termination of Services

8. Disclaimers and Limitations

Service "As Is"

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

No Medical or Legal Advice

Compared Health does not provide medical, legal, or financial advice. Our Services are informational tools only. You should consult with qualified professionals before making healthcare or business decisions.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPARED HEALTH SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

9. Indemnification

You agree to indemnify and hold harmless Compared Health and its affiliates from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of the Services or violation of these Terms.

10. Term and Termination

Termination by You

You may terminate your account at any time by contacting us. Termination does not relieve you of any payment obligations.

Termination by Us

We may suspend or terminate your access to the Services at any time, with or without cause, including for violation of these Terms.

Effect of Termination

Upon termination, your right to use the Services will cease immediately. Provisions that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, and limitations of liability.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by email or through the Services. Your continued use of the Services after changes become effective constitutes acceptance of the modified Terms.

12. Governing Law and Disputes

These Terms are governed by the laws of [State/Country - TODO], without regard to conflict of law principles. Any disputes will be resolved through binding arbitration in accordance with [Arbitration Rules - TODO], except where prohibited by law.

13. Miscellaneous

Entire Agreement

These Terms constitute the entire agreement between you and Compared Health regarding the Services.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver.

14. Contact Information

For questions about these Terms, please contact us:

• Email: legal@comparehc.com
• Phone: +1 (555) 123-4567
• Address: [Company Address - TODO]